Not on Medicare Yet? What Are Your Responsibilities?

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How Does the Process Begin and What Are Your Medicare Responsibilities?

If you are receiving Social Security or Railroad Retirement Benefits (RRB) your Medicare package part A and B will arrive about three months before you turn 65-years old. If you are not getting Social Security or RRB it is your responsibility to call Social Security or RRB at least three months before your 65th birthday, to avoid penalties. Once you are enrolled your Medicare card will arrive. You can contact Social Security at 1-800-772-1213.

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Your Medicare Responsibilities Include:

  • Reading all letters you receive from Medicare. If you’re blind or visually impaired, it’s your right to request alternative formats
  • Knowing the mandated time periods for signing up or changing plans
  • Asking questions when you’re unsure or don’t understand something
  • Protecting your Medicare card
  • Keeping your Medicare number private
  • Before accepting care or services, always ask doctors and other health care providers if they take Medicare
  • Calling Medicare if you feel a doctor, insurance agent, or plan has misguided you

Can You Qualify for Medicare if You’re Still Working?

If you’re still working or you are not qualified for the Medicare Part A premium-free plan, you can pay for Part A and Part B on your own but you are still required to contact Social Security at 1-800-772-1213.

Do You Still Need to Enroll if You’re Not Eligible for Premium-Free Part A Medicare?

If you aren’t eligible for a premium-free Part A Medicare plan, you don’t have to enroll. However, if you want to buy Medicare Part A, you have to buy Part B as well. If you chose to buy Part A and/or Part B, you must sign up during your initial enrollment period, a general enrollment period or a special enrollment period.

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What Can You Do if the Enrollment Period for Premium-Free Part A Medicare is Missed?

If you’re eligible for premium-free Part A Medicare and missed the enrollment period you can contact Social Security at 1-800-772-1213 and sign up at any time. Your Part A plan may begin as early as six months prior to the month you filed, retroactive. It will not be retroactive more than the month you met all other Part A requirements.

It’s Your Right to Request Accessible Formats

As a person with a visual impairment or a person who is blind you are entitled to equal access to all documents in alternative formats like braille, large print, audio and accessible electronic documents. Please contact your Medicare Insurance provider and ask for the format that will allow you equal access to review all of the associated documents needed to make an educated decision on the Medicare options that will best fit your needs.

We’ve compiled this short request-letter you can download and send to your provider. Simply fill in your insurance information up top, choose the accessible format you prefer and sign your name at the bottom. Mail the completed form to your insurance company. Download Letter Here

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